Home Residential Loans Commercial Loans Personal Finance Apply FREE Mortgage Tips Real Estate Investing Contact Us

"24 Key Questions Lenders Don’t Want You To Ask"

Do you have a Real Estate question? Wondering about financing a property, personal finance, improving your credit , managing your debts, buying, selling, or real estate investment? Send your inquiry to The Mortgage Guru.

Article: "15 Key Questions Lenders Don’t Want You To Ask"
By Andre Plessis

Discover The 24 Key Questions Lenders Don’t Want You To Ask, And That Will Help You Negotiate The Best Home Loan!

You are about to learn how simple it is for YOU, to get the best home loan program and best possible interest rate depending on your current financial situation. By asking the key questions to your lender you will be able to find out which home loan perfectly fits your lifestyle and that will put you ahead of the game. Find out how YOU can save THOUSANDS OF DOLLARS in interest payments regardless of your financial situation.

These 24 key questions have literally helped THOUSANDS of people just like YOU to understand, evaluate and exercise their BEST OPTIONS in getting a mortgage loan and buying a home!

"24 Key Questions Mortgage Companies Don’t Want You To Ask"

  1. Is the interest rate fixed or adjustable?

  2. If it is adjustable, when is the next rate adjustment?

  3. What will be the rate adjustment cap?

  4. What is the maximum lifetime adjustment cap?

  5. How often will the interest rate be adjusted?

  6. Is there any potential for negative amortization?

  7. What will the loan cost me?

  8. Is there a pre-payment penalty?

  9. How can I qualify for the best interest rate according to my financial situation?

  10. How do I get an accurate written good faith estimate?

  11. Who is the lender?

  12. What is the interest rate and term of the loan?

  13. What is the monthly payment for principal and interest?

  14. How much are the property taxes and insurance?

  15. What is the annual percentage rate?

  16. What are points?

  17. How many points am I paying?

  18. Is there a balloon payment? When is it due and how much is the payment?

  19. Are there any “up front” fees to pay?

  20. How long does loan approval take?

  21. When will the loan close and how much money must I have at closing?

  22. If I have a rate “locked in,” is it in writing?

  23. How long is my rate lock?

  24. What happens if interest rates change during the loan process?

If you feel that they do not answer truthfully and honestly to your questions then insist on getting the right answers till you FULLY UNDERSTAND. The more confused you are about your loan terms the better off they are and the more money they make. Remember IT’S ALL ABOUT YOU!

Our program meets the needs of everyone, including women, minorities, divorced people, military families and those who experience financial challenges. Our program allows you the ability to lower your payments, lower your interest rate, put cash in your hand, consolidate all debts, improve the terms of your loan and rebuild your credit. This program offers solutions at no out-of-pocket expense to you.

Call me when it’s the most convenient for you as it is in your best interest to make sure YOU get the best loan program for your family. Before you do anything with any lender CALL ME for your FREE NO OBLIGATION rate quote and program comparison. I am also at your service to analyze your current loan terms. Call me for your FREE LOAN ANALYSIS. I will tell you exactly where you stand.

To Your Success,

Andre Plessis

Andre Plessis
The Mortgage Guru
"Andre Plessis is a Mortgage Planner and Author. He helps individuals improve their credit and offer guidance in personal finance. His primary goal is to provide the expertise, guidance and skills necessary to gain financial freedom through real estate and live a debt free lifestyle". 
View Client Testimonials

P.S. If you are at all intimidated or unsure about the mortgage process if you don’t understand how to evaluate your options in getting a mortgage loan our 15 key questions will help you feel comfortable that you are making the best decisions. Also if you are in the process of refinancing your home with anyone, CALL ME and I will let you know if you are being offered the best loan option based on market conditions and your financial situation.

Copyright 2005© Apply-Free.com

 

Apply Free Today

It's All About You!

Phone: 1-877- APPLYFREE / Direct: 1-818-341-2972
Address: 20235 Keswick Street Suite 321 Winnetka, CA 91306 Yahoo Map

© 2005 by Apply-Free. All rights reserved
No part of this website may be reproduced or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without prior written permission of Apply-Free.

eXTReMe Tracker