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Mortgage And Real Estate Tips

Do you have a Real Estate question? Wondering about financing a property, personal finance, improving your credit , managing your debts, buying, selling, or real estate investment? Send your inquiry to The Mortgage Guru.

                         

Andre Plessis
"The Mortgage Guru"
I Teach People How To Create a Passive Income Through Real Estate & Have a Debt- Free Lifestyle".

“There is hardly anything in the world that some man can’t make a little worse and sell a little cheaper, and the people who consider price only are this man’s lawful prey.”

– John Ruskin, art and architecture critic

 

Articles By Andre Plessis

Success is a numbers game. How many books have you read in the last 6 months? If you reply, "Zero", that's not a good number. How many classes have you attended in the last 6 months to improve your skills? If you reply, "Zero", that's not a good number. In the last 5 years that you've been working, how much money have you saved and invested?" If you reply, "Zero", that's not a good number. If these numbers don't change your life won't change. If you will start improving these numbers, then perhaps you will start to see everything change for you. Make sure you stay productive everyday and start sowing so you can reap in the future. You can choose to be all or you can choose to be less. Why not stretch up to the full measure of the challenge and see what all you can accomplish?
 

Mortgage Tips of The Month

One Minute Mortgage Check up! Learn How YOU Can Save Hundreds of Thousands of Dollars Over 40-Year.

The No Closing Costs Loan Myth

Understanding Specialty Mortgages 

How Do I find an Ethical Mortgage Broker

Free Mortgage Quote in Less Than One Minute! Learn How YOU Can Save Tens of Thousands Of Dollars Over 30-Year.

Mortgages For Black And Hispanic Minorities

How to protect yourself from deceptive online mortgage advertising.

How Lenders Use your Credit

Do Lenders Work Out Payments

24 Key Questions Lenders Don’t Want You To Ask

Top 6 Mortgage Mistakes That Could Cost You Thousands of Dollars

How To Spot Mortgage Tricks

10 Tips Before Getting a Home Loan

Documents Needed For Home Loan Application

10 Key Questions You Must Ask Your Lender

Cheapest and Safest Way to Repair Your Credit

Is Pre-Payment Penalty Tax deductible

Home Equity Loan Versus HELOC

How to Spot and Avoid Predatory Lending?

The 12 warning signs of predatory lending

How to Shop for a Home Loan?

What Are Typical Closing Costs?

Types of Home Loans Available to Borrowers

Understanding Good Faith Estimate

Which Loan is Right For Me?

Understanding Negative Amortization

How to Avoid Foreclosure

How to Avoid Foreclosure Scams

How to Pick The Right Loan

Understanding Credit-Scoring is Essential To Helping You Qualify For a Better Rate

Is There Such a Thing as NO Closing Costs?

How to get a lower interest rate

How to Avoid the 10 Biggest Real Estate Rip-Offs

Save THOUSANDS OF DOLLARS With Bi-Weekly Mortgages

Do Inquiries Affect My Credit

How to Compare Interest Rates

How to Get The Best Interest Rate

10 Tips To Help Prevent Borrowing Pitfalls

Mortgage Pre-qualification and Pre-approval

3 Amazing Tips to Become Wealthy in Real Estate

Home Loan Programs

How To Improve Your Credit

5 Tips To Avoid Last Minute Closing Costs Surprise

How to buy a home with no money down

Advantages of Homeownership

The Importance of Having Good Credit

How to Save Money on Your Mortgage

How to Use Your Home Equity to Your Advantage

Credit Repair Scams

Dos And Dont's Before Getting a Home Loan

Home Purchase and Refinance Guide

What May Affect Your Interest Rate

Debt To Income Ratio

What You Don't Know About Mortgage Could Cost You Tens of Thousands of Dollars

How to Build Wealth Through Real Estate

10 Biggest Mortgage Mistakes Before Applying For a Home Loan & How to Avoid Them

How To Improve Your Credit

How To Increase Credit Score After Filing a Bankruptcy

How To Better Manage Your Money

Benefits of Seller Carryback Financing

Foreclosure Process

Do I Owe Money after a Lender Forecloses on my Home

How To Add or Transfer Someone To Your Title

Type of Property Ownerships

Option ARM Explained

Mortgage ARM Indexes Explained

How To Manage Home Equity To Build Wealth

How To Pay Off Huge Debts Very Fast

Refinancing Does Not Always Solve Debt Problems

Tips To Save Money on Your Homeowners Insurance

4 Ways To Avoid Foreclosure

How To Turn $3 a Day Into $264,112.48

When Are Late Payments Reported

How To Cut Mortgage Payments

Understanding Option ARMs

30-Year Amortization Table

15-Year Amortization Table

When Should I Refinance

What You Should Know About Reverse Mortgages

Tips To Look For Home Financing

How To Assess Your Mortgage Financial Situation

Home Equity Management Case Study

Accelerating Mortgage Payment Versus Building Retirement Account

Getting an Option ARM Because You Live Beyond Your Means

How To Stop Foreclosure

3 Key Questions Before You Choose a Second Mortgage

Interest Rates and Indexes Explained

13 Tips To Improve Your Credit

Danger of 50-Year Mortgages

How To Manage your home equity to build wealth

Tips to Buy or Sell a Home

Danger of Shopping For Home Loans

Should You Pay Points To Lower Your Rate

Tax Benefits on Second Homes

How Interest Rates Are Affected

Confused About How Mortgage Works

Refinance Solicitations. Should You Take on Their Offer?

Are Points Tax Deductible?

Your Debts May Prevent You From Getting a Mortgage

Greatest Mistakes Homeowners Make With Their Mortgages

Getting an Option ARM Because You live Beyond Your Mean

Biggest Mistakes People Make When Getting Into Business

Over 1 Million Future Foreclosures Estimated! Who Should Be Blamed? 

Mortgage Servicing Fraud

New Credit Score Scam Preys on People With Bad Credit

Tax Deductions for Homeowners

Americans Continue To Treat Their Home Like "Cash Cow

Foreclosure Filings Still Soaring, Up 62 Percent

How To Deal With an Adjustable Home Loan Ready To Explode

Demystifying Adjustable Mortgages

How and When To Refinance an Adjustable Loan in a Tougher Lending Environment

Are Real Estate Agents Guilty For The Mortgage Mess

Refinance To Pay Off Chapter 13 Bankruptcy

Read Your Loan Documents Before You Sign

The High Cost of Using Credit Cards

Fees Involved in Buying a Home 

How Much Mortgage Can You Afford

How To Find Cheap Real Estate

Should You Pay Off Your Mortgage Earlier?

How To Become a Millionaire

 

Important definitions of terms in real estate: Mortgage Glossary

Bankruptcy Basics: Click Here

How long will it take to pay off your credit cards: Find out how long it will take to pay off your credit card debts. Enter your credit card balance and interest rate. Then enter the monthly payment you can afford, OR your deadline to be debt-free. Click Here

Rent Versus Own Calculator : This calculator will analyze your situation and give you some guidance. Click Here

Mortgage Calculator:  Click Here

Savings Calculator: Click Here

Savings Distribution Calculator: Click Here

Mortgage Tax Savings Calculator: Click Here

Interest Savings Calculator: Click Here Use this cool interactive to see the benefits of compounding interest.

Find Out How Much Credit Cards Cost You Click Here

How To Become a Millionaire Calculator: Click Here

What will it take to reach your investment goal? Click Here

Retirement Calculator Click Here

Retirement Calculator Click Here

Retirement Calculator Click Here

Mortgage Tax Savings Calculator: Click Here

Credit Score (FICO) Estimator: Click Here

Retirement Loan Calculator: To determine how much money you will lose CLICK HERE

Other Helpful Calculators

Should You borrow from my 401(k) plan? Click Here

Federal Reserve Bank Weekly Rates Update: Click Here

Consumer Guide: Adjustable Rate Mortgages: Adjustable Rates Brochure

Consumer Guide: Adjustable Rate Mortgages: Interest Only Brochure

 Find Out About The Latest ARM Indexes: Click Here

US Stock Market: Click Here

  Latest House Price Index: For the complete report, visit the Office of Federal Housing Enterprise Oversight

  Home Appreciation Calculator Click Here

http://www.indexanalyzer.com The ARM Index Analyzer provides valuable insight for borrowers when comparing various indices and associated margins by tracking the performances of indices such as COFI, COSI, MTA or LIBOR.

Health/Business/Motivational Quotes/Personal Success Articles

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